5.0Fastest growing this quarter
85 apps tracked, compared by rating, reviews and momentum
Enhance Your Shopify Store with Flexible Payment Solutions Optimize transactions and improve customer experience with Payments apps for Shopify. These tools help you manage, customize, and expand your store’s payment capabilities. - Accept multiple payment methods, including digital wallets and crypto. - Offer buy now, pay later (BNPL) and installment payment options. - Automate invoicing, tax calculations, and payment tracking. - Improve checkout conversion rates with one-click and express payments. - Ensure secure transactions with fraud detection and verification tools. Upgrade your store’s payment experience with the best Payments apps for Shopify. Start optimizing today!
Total apps
85
Avg. rating (Jul 2026)
4.2
+0.10 vs Jun
Competing for "Payment" Keyword
13 apps
High competition
26,800+
Shopify apps tracked
846,400+
Reviews analyzed
166
Categories covered
< 24h
Data freshness
100%
Shopify native data
Best for your use case
Q2 2026 awardsOne app per evaluation lens, awarded from review and momentum data. Click a badge to see it full size.
4.9High rating + review floor
Showing 1-24 of 85
Sort
Reward with store credit cashback to boost repeat purchases
Free
Accept split/partial payments and deferred payments in store
Pros
Cons
$0-$49/mo
Show your payment processor installments and BNPL plans/rates
Pros
Cons
$4.99/mo
Offer deposit & partial payment for custom and pre-order sales
Pros
$29-$249/mo
PayRules: Hide Payment Methods
4.993 reviews
Hide payment options conditionally to avoid unwanted fees
Pros
$0-$19.99/mo
Manage deposits, preorder, partial payments, and split payment
Pros
Cons
$9-$149/mo
Collect Partial pay, Split payment & Partial payment, Preorder
$0-$49/mo
UnumPay
4.823 reviews
Sell more with multiple payment methods at one place, globally
Pros
Free
Layaway Control Panel
4.643 reviews
Your online Layaway Control panel solution
Pros
Cons
Free
Hide payment methods, sort, reorder, rename them conditionally
$0-$3.99/mo
Try Before You Buy with Mirra
526 reviews
Try Before You Buy: Convert More Customers, Sell More Products
$0-$3500/mo
Match payments from bank account to orders & payment QR codes
$0-$200/mo
Komfortkasse offline payments
4.311 reviews
Automatically mark Bank Deposit, COD or Invoice orders as paid
Free
Afterpay On‑Site Messaging
3.152 reviews
Increase customer sales with pay-over-time onsite messaging
Pros
Cons
Free
Tabela Parcelamento Empreender
4.914 reviews
Mostre o preço parcelado com cálculo de juros e de frete!
Pros
$4.99/mo
seQura On‑Site Messaging
57 reviews
Convert more sales with seQura
Free
Sezzle Widget
3.162 reviews
Increase sales and average order value with Sezzle messaging.
Pros
Cons
Free
Store Credit
55 reviews
Easily issue store credit and avoid return payments
$49/mo
TryOnify: Try Now, Pay Later
55 reviews
Flexible payments with a new take on Buy Now, Pay Later
$299/mo
SpurIT Installment Invoices
4.19 reviews
Easy & fast installment recurring invoices for BNPL
Pros
Cons
$4.95-$12.95/mo
代引きコンシェルジュ｜代引き手数料込みの金額を表示
53 reviews
代引き手数料を含めた合計金額をお客様に通知することで、顧客体験の向上と問合せ対応コストの削減を実現
$7.99/mo
Bread Pay Messaging
4.53 reviews
Offer on-site messaging and customer prequalification
Free
Razorpay Affordability Widget
1.419 reviews
Boost your orders by displaying EMI & Offers on product pages
Free
Klarna
1.24 reviews
Easily integrate flexible payment options for your shoppers.
Free
Similar categories
Letsmetrix Grid®
Satisfaction x MomentumEvery app in this category placed against the others on two independent axes - Satisfaction (how happy merchants are) and Momentum (how fast it is growing).
How to read it: further right = happier customers, higher up = growing faster, bigger bubble = more reviews. Green / blue = a Leader / High Performer badge on the app's own page; amber Contender and grey Niche come from where the app sits on this chart. Blue ring = Built for Shopify.
Leaderstrong and growingHigh Performerstrong but slowingContendergrowing, quality catching upNicheniche or quietBuilt for Shopify
Shaded zones = the strong corner of the Satisfaction x Momentum map, the top 25% of each axis. Leader / High Performer bubbles are the app's real badge from its own page; Contender and Niche come from its position here.66 quiet apps sit along the bottom - no reviews for months.
Top 10 by Letsmetrix Score
| App | Badge | Satisfaction 0-100 | Momentum 0-100 | Letsmetrix Score geo. mean, 0-100 | Reviews total | New 30d reviews | Trend 90d rating | 8-wk reviews/wk |
|---|---|---|---|---|---|---|---|---|
| Top RatedTrending | 100 | 79.7 | 57.9 | 153 | 2 | 0.10 | ||
| Top Rated | 90.7 | 98 | 52.1 | 128 | 7 | 0.10 | ||
| Top Rated | 95.9 | 79.9 | 50.9 | 116 | 2 | 0 | ||
| - | 97 | 73.4 | 43.1 | 89 | 1 | 0 | ||
| - | 95.5 | 37.8 | 43 | 93 | 0 | 0 | ||
| - | 88.9 | 79.5 | 42.5 | 93 | 2 | 0 | ||
| Trending | 97.1 | 99 | 38.9 | 65 | 9 | 0.20 | ||
| - | 94.3 | 84.6 | 17.8 | 23 | 2 | 0.20 | ||
| - | 85.7 | 23.4 | 16.1 | 43 | 0 | 0.10 | ||
| - | 91.4 | 35.9 | 13 | 18 | 0 | - |
How the Letsmetrix Grid is scored
Satisfactionreflects review quality - ratings adjusted for confidence, so a handful of five-star reviews can't buy the top of the axis, combined with each app's recent rating trajectory.
Momentumreflects growth only. Total review volume is not part of it, and Built for Shopify appears as a ring rather than added points.
Bubble sizeshows total reviews and never feeds either axis - the best app isn't simply the biggest.
The Letsmetrix Scorefavours apps that are strong on both axes over those with a single extreme, then weights the result by how many reviews back it up - so a handful of reviews can't reach the top on rank alone.
Apps are positioned relative to others in their category, and badges are smoothed over time - they reflect a sustained position, not a single week's movement.
Learn More About Shopify Payments Apps
What a merchant needs to know before choosing a Shopify payments app, drawn from data on 85 apps.
Why Shopify Stores Need a Payments App
A payments app shapes how buyers pay at checkout. It adds split payments and deposits, store credit, installment messaging, and rules that show or hide methods, so a store can offer flexible payment while it keeps the checkout clean and controlled.
The apps cover deposits, credit, and method control. SPD Split Payment & Deposit and Downpay: Partial Pay & Deposit take deposits and partial payments. Koin Store Credit & Rewards adds store credit, PayRules: Hide Payment Methods hides methods by rule, and Scala Parcelamento shows installment plans.
The 85 apps hold a 4.18-star average, and 8 carry the Built for Shopify badge. Koin Store Credit & Rewards holds a 5-star rating across 153 reviews, which shows flexible payment and credit tools help a store fit how its buyers want to pay.
Key Features to Look for in a Payments App
Start with the Built for Shopify badge, though only 8 of the 85 apps hold it here, including Koin, SPD, and Downpay. In a category with several strong tools outside the badge, weigh the rating and review count alongside it.
Check the pricing model. Every app in this group offers a free plan or a free option, and paid plans start near $2.50 per month, so a store can test a payment feature cheaply. Confirm the free tier covers your checkout volume.
Match the app to the feature. A store that wants deposits needs a split-payment tool such as SPD or Downpay. A store that wants store credit needs a tool such as Koin. A store that wants to control methods needs a rules tool such as PayRules.
How to Choose The Right Payments App
The right pick depends on the feature. For store credit and cashback, Koin Store Credit & Rewards holds a 5-star rating across 153 reviews on a free plan and carries the badge. For deposits and partial payments, Downpay: Partial Pay & Deposit holds a 5-star rating across 89 reviews.
For a store that wants to hide payment methods by rule, PayRules: Hide Payment Methods holds a 4.9-star rating across 93 reviews. Turn on one payment feature, run a test checkout, and confirm it works as expected before you offer it to all buyers.